Welcome to Kubera Finance Group

Make Your Dutch Home Dream a Reality

We help expats secure the right mortgage in the Netherlands with transparent advice, personalized guidance, and access to trusted lenders, from first calculation to keys in hand.

1000+

Satisfied Clients

SPEAK TO AN ADVISOR

Tailor-Made Mortgage Solutions for Expats

We compare lenders, explain your options clearly, and tailor your mortgage to your situation, including international income and expat requirements.
🎁 This month: Book a free consultation and receive a €250 Expat Finance Check.

About Us

Making Homeownership in the Netherlands Possible for Expats

Kubera Finance Group was created to make buying a home in the Netherlands easier for internationals. We combine local mortgage expertise with an international mindset, so your residency status, income structure, and future plans are fully understood. From your first calculation to the day you receive your keys, we offer transparent advice, personal support, and access to a wide network of lenders.

Kubera Finance Group

Independent Mortgage Advice for Expats in the Netherlands

HOW WE HELP

Mortgage and Finance Solutions for Expats in the Netherlands

Expat Mortgages

We help you secure the right Dutch mortgage based on your residency status, employment type, and income structure.

Mortgage Pre Approval

Get clarity on your maximum mortgage amount and strengthen your position before you start house hunting.

International Income Support

We work with lenders that accept international income, including bonuses, allowances, freelance income, and contracts.

Second Home and Investment Property

Financing options for a second home, buy to let, or property investment in the Netherlands, tailored to your goals.

Insurance and Protection

Protect what matters with the right coverage, including home insurance, life insurance, and income protection.

Financial Planning and Wealth Building

Build a smarter financial future with planning support that includes tax opportunities, savings strategy, and long term goals.

Years of Experience

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Approval Success

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Homes Financed

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Why Choose Us

The Right Mortgage Starts With the Right Guidance

Get Mortgage Pre Approval

Understand your maximum borrowing power and monthly costs before you start house hunting. We provide a clear plan so you can make offers with confidence.

Smooth, Guided Application

We handle the paperwork, lender communication, and required documents so your mortgage process stays simple, structured, and stress free.

Access to More Lenders

We compare multiple Dutch and international mortgage lenders to find the best match for your profile, goals, and future plans.

Our Partners

Our Partners Will Provide the Best Financial Services for You

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Our Team

Meet Our Professional Team Members

Wanda Youngs

Company CEO

Timothy Strong

Head Marketing

Linda Frost

Designer

James Wilson

Inventory

Testimonials

Amazing Reviews From Our Clients

Jonah Lawson

Buying a home in the Netherlands felt overwhelming at first, especially as an expat. The guidance was clear, professional, and reassuring from the very first conversation. Every step was explained in detail, which made the entire process feel manageable and well structured.

Mike Lewsky

I appreciated how transparent and responsive the team was throughout the mortgage process. Questions were answered quickly, options were clearly explained, and I always knew what to expect next. It made a complex process feel surprisingly straightforward.

Linda Watsons

As someone unfamiliar with the Dutch mortgage system, I needed clear advice I could trust. The support was personal, patient, and very knowledgeable. I felt confident making decisions and would highly recommend this service to other expats.

Daniel Fischer

The process was much smoother than I expected. Everything was explained clearly, timelines were realistic, and I always felt well informed. It was reassuring to work with someone who understands expat situations so well.

Priya Malhotra

What stood out most was the personal attention. My income situation was not straightforward, but the advice was practical and tailored to my needs. I felt supported from start to finish.

Sofia Ramirez

Moving to a new country comes with many unknowns, and financing a home was one of my biggest concerns. The guidance was patient, transparent, and very professional, which made the entire experience much easier.

Blog & News

Insights From Loaner

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FAQs

Frequently Asked Questions

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